Built for the Canadian benefits system
You may be missing benefits you qualify for
Browse the directory whenever you're ready. Or take the 4-minute check — about 15 questions, asked the way a social worker would ask them — and get a shortlist built for your life, not a generic one.
Personalized · about 4 min
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Answer about 15 questions, get your shortlist.
Complete list
Browse A–Z ↓
All 178 programs, alphabetically.
Start the check with your region preselected
Region picks fill in the region question in the check — everything still runs on your device.
Showing 3 of 174 programs · plus 4 good-to-know notes ·
Canada-wide (federal) (2)
Canada-wide (federal) · Annual
RDSP
- Needs the DTC first
$200k room · Bond pays ≤$1,000/yr with ZERO saved
Open after DTC approval — even with no savings, the Bond deposits free money.
Savings & one-time
Canada-wide (federal) · Annual
RDSP Grant & Bond
- Needs the DTC first
Grant match ≤$3,500/yr · Bond ≤$1,000/yr
A long-term savings plan for a person approved for the DTC; contributions are not tax-deductible, but investment growth compounds tax-deferred, and government Grant/Bond money is p
Savings & one-time
Newfoundland and Labrador (1)
Newfoundland and Labrador · Annual
Community healthy living and recreation
Up to $10,000 per project ($1,000 max for unincorporated groups); annual intake, March 31 deadline
Active NL Fund — replaced the former Community Healthy Living Fund in 2022. Funding for community groups, municipalities, Indigenous governments, Local Service Districts, and…
Savings & one-time
Good to know (4)
Not programs to apply to — notes and tools worth knowing about.
Note
OAS (residence rule check)
OAS payments adjust quarterly (January/April/July/October) with CPI; they never decrease if prices fall.
Note
Alberta claws back the federal CDB
Only province that offsets it — factor into budgeting.
Helpful tool
Benefits Wayfinder + canada.ca Benefits Finder
Benefits Finder (Government of Canada) — a filter-based tool that matches you against the federal catalogue (157+ programs) by support type (retirement, disability, job loss, housi
Note
Gyms: GoodLife, Fit4Less, Movati
Honest finding: none of the big private gym chains offers a disability or income-based discount.
These pages give general facts, not a CRA or provincial decision. Amounts checked September 2026 — each program links to its official page, and amounts and rules can change.