Built for the Canadian benefits system
You may be missing benefits you qualify for
Browse the directory whenever you're ready. Or take the 4-minute check — about 15 questions, asked the way a social worker would ask them — and get a shortlist built for your life, not a generic one.
Personalized · about 4 min
Check if I qualify →
Answer about 15 questions, get your shortlist.
Complete list
Browse A–Z ↓
All 178 programs, alphabetically.
Start the check with your region preselected
Region picks fill in the region question in the check — everything still runs on your device.
Showing 31 of 174 programs · plus 4 good-to-know notes ·
Canada-wide (federal) (6)
Canada-wide (federal)
Assistive-Device Recycling & Exchange Programs
Lawson Health Research Institute and SCI Ontario; over $178,000 in devices exchanged to…
When new-equipment funding falls short, these charities circulate donated devices free:
Health costs
Canada-wide (federal) · 2 versions
Canadian Dental Care Plan
sliding co-pays by income tier
sliding co-pays
A federal dental coverage plan administered by Sun Life (for Employment and Social Development Canada), phased in from May 2024 (seniors first) and opened to all eligible residents
Health costs
Also filed as canadian-dental-care-plan-ca — same program, different conditions.Canada-wide (federal)
Charity equipment funds (Easter Seals · MDC · MS Society · Variety)
diagnosis-specific grants
Approval BEFORE purchase — see charity file for each org's rules.
Health costs
Canada-wide (federal)
Interim Federal Health Program
basic coverage free · supplemental tiers
What it is: temporary federal health coverage for people who aren't yet covered by a provincial or territorial health plan — it bridges the gap until provincial insurance kicks in
Health costs
Canada-wide (federal)
Muscular Dystrophy Canada
Varies by program (equipment, travel, community support)
National charity (muscle.ca) supporting people with neuromuscular disorders. Equipment program is fully funded by Fire Fighters' donations.
Health costs
Canada-wide (federal)
NIHB — Non-Insured Health Benefits
drugs · dental · vision · medical transport
Payer of LAST resort — provincial plans billed first where they exist.
Health costs
British Columbia (2)
British Columbia · Monthly
At Home Program — medical & respite benefits (children)
Therapies $3,840/12-mo per discipline · dental $700/yr · hearing $1,500/ear · equipment caps (ceiling lift $4,200)
For children with complex health care needs or severe impairments who would otherwise need hospital-level care. Two streams: Medical Benefits and Respite Benefits (respite amounts are not published online — ask your regional coordinator). Includes premium-free MSP coverage and PharmaCare benefits.
Health costs
British Columbia
Fair PharmaCare
income-based deductible for drugs
No premiums; registration is required (one-time, at age 18+ or on first claim).
Health costs
Alberta (4)
Alberta · Annual
AADL equipment
75% funded · $500/yr family cap
Basic medical equipment and supplies to help Albertans with long-term disability (6+ months), chronic illness or terminal illness remain independent.
Health costs
Alberta
AAHB / ACHB health coverage
drugs · dental · vision · ambulance
Standalone supplementary health plans for low-income households not on Income Support/AISH.
Health costs
Alberta
Dental & Optical Assistance (65+)
$5,000/5yrs · $230/3yrs
Delivered through Alberta Blue Cross; providers can bill directly (pre-authorization recommended).
Health costs
Alberta
Persons with Developmental Disabilities (PDD)
Individualized funding — varies by assessed support needs
Provincial program funding community supports so adults with developmental disabilities can live, work and participate in community. Voluntary program.
Health costs
Saskatchewan (4)
Saskatchewan · Monthly
Personal Care Home Benefit (PCHB)
The difference between a $3,500 monthly income threshold and your monthly income
PCHB helps seniors with the cost of living in a licensed personal care home.
Health costs
Saskatchewan
SAIL / SaskAbilities equipment
loans + special-needs equipment
SAIL (Ministry of Health) provides a basic level of disability-related equipment, devices, products and supplies to help people with physical disabilities live independently and ma
Health costs
Saskatchewan
Seniors' Drug Plan
$25/Rx after small deductible
Eligible seniors 65+ pay $25 per prescription for drugs on the Saskatchewan Formulary or approved under Exception Drug Status.
Health costs
Saskatchewan
Supplementary Health Benefits
$2/Rx · dental · optical
Supplementary Health provides non-insured health services on top of universal coverage for:
Health costs
Manitoba (2)
Manitoba
Manitoba Pharmacare
income-based deductible
Pharmacare provides drug cost assistance to eligible Manitobans who lack coverage under a federal or other provincial program.
Health costs
Manitoba
Wheelchair Services
provision & repair
The Manitoba Wheelchair Program is delivered by Manitoba Possible, a non-profit (founded 1950 as the Society for Crippled Children, later the Society for Manitobans with Disabiliti
Health costs
Ontario (2)
Ontario
Assistive Devices Program (ADP)
75% of equipment cost
ADP helps people with long-term physical disabilities pay for customized equipment and supplies — wheelchairs, hearing aids, ostomy and respiratory supplies, etc.
Health costs
Ontario
Trillium Drug Program
~4% income deductible → $2 co-pays
For households whose out-of-pocket prescription costs are high relative to income — including people not on social assistance and seniors who find the ODB deductible unaffordable.
Health costs
Quebec (1)
Quebec
RAMQ premium waiver (exonération)
public drug premium FREE
Certain groups are covered free of charge, with no premium: - Children under 18 (and students 18–25 studying full-time, domiciled with parents, without spouse or private plan) of p
Health costs
New Brunswick (1)
New Brunswick · Annual
NBPDP Seniors Plan A
$9.05/Rx · $500/yr cap on GIS
NB residents with a valid Medicare card who qualify for the NBPDP include seniors, nursing home residents, adult residential facility residents, correctional facility inmates, peop
Health costs
Nova Scotia (2)
Nova Scotia
Seniors' Pharmacare
FREE premium under $22,986 single
Nova Scotia Pharmacare (administered for the Department of Health and Wellness by Medavie Blue Cross) runs several plans; a person eligible for more than one must choose which appl
Health costs
Nova Scotia · Annual
Seniors' Pharmacare (higher incomes)
30% copay capped $382/yr
Nova Scotia Pharmacare (administered for the Department of Health and Wellness by Medavie Blue Cross) runs several plans; a person eligible for more than one must choose which appl
Health costs
Prince Edward Island (2)
Prince Edward Island
PEI Pharmacare suite
Generic $19.95 cap · Catastrophic caps
PEI runs ~25 targeted public drug programs rather than a universal plan; coverage depends on age, income, or medical condition. The most relevant:
Health costs
Prince Edward Island
Seniors Hearing Aid Rebate
$6,000/5yrs
Covers cost-effective hearing aids to a maximum rebate of $6,000 per person, once every 5 years (max $3,000 per aid).
Health costs
Newfoundland and Labrador (2)
Newfoundland and Labrador
NLPDP drug plans
5 plans by condition/income
Five plans providing drug coverage to residents; the NLPDP is payor of last resort (pays only when no third-party insurer covers you).
Health costs
Newfoundland and Labrador
Special Assistance (equipment)
medical equipment/supplies
A provincial program providing basic medical supplies and equipment for daily living to people living in the community who meet eligibility criteria. Benefits include:
Health costs
Yukon (1)
Yukon · Northwest Territories · Nunavut
Patient / Medical Travel support
travel + escort rules
Covers emergency air ambulance and travel costs for medically necessary insured services not available in your community — including flights, mileage reimbursement (in-territory
Health costs
Northwest Territories (2)
Yukon · Northwest Territories · Nunavut
Patient / Medical Travel support
travel + escort rules
Covers emergency air ambulance and travel costs for medically necessary insured services not available in your community — including flights, mileage reimbursement (in-territory
Health costs
Northwest Territories
Specified Disease Conditions Program
Prescription + supply coverage — varies by need, no fixed amount
Extends Extended Health Benefits (EHB) coverage — prescription drugs, drug-taking aids and medically necessary supplies — to NWT residents living with one of the chronic…
Health costs
Nunavut (1)
Yukon · Northwest Territories · Nunavut
Patient / Medical Travel support
travel + escort rules
Covers emergency air ambulance and travel costs for medically necessary insured services not available in your community — including flights, mileage reimbursement (in-territory
Health costs
Good to know (4)
Not programs to apply to — notes and tools worth knowing about.
Note
OAS (residence rule check)
OAS payments adjust quarterly (January/April/July/October) with CPI; they never decrease if prices fall.
Note
Alberta claws back the federal CDB
Only province that offsets it — factor into budgeting.
Helpful tool
Benefits Wayfinder + canada.ca Benefits Finder
Benefits Finder (Government of Canada) — a filter-based tool that matches you against the federal catalogue (157+ programs) by support type (retirement, disability, job loss, housi
Note
Gyms: GoodLife, Fit4Less, Movati
Honest finding: none of the big private gym chains offers a disability or income-based discount.
These pages give general facts, not a CRA or provincial decision. Amounts checked September 2026 — each program links to its official page, and amounts and rules can change.