federal · Canada-wide
Canadian Dental Care Plan
A federal dental coverage plan administered by Sun Life (for Employment and Social Development Canada), phased in from May 2024 (seniors first) and opened to all eligible residents
- Verified Aug 22, 2026
- federal program · Canada-wide
Health costs
At a glance
- Worth:
- sliding co-pays by income tier
- Who:
- No access to private dental insurance or coverage — including through a work/pension plan, a family member's plan, professional/student organizations, purchased policies, or health spending accounts that cover dental
- Apply:
- Official program page
What it could be worth
Amount
sliding co-pays by income tier
How it benefits you
- A federal dental coverage plan administered by Sun Life (for Employment and Social Development Canada), phased in from May 2024 (seniors first) and opened to all eligible residents
What you need to qualify or apply
Eligibility
- No access to private dental insurance or coverage — including through a work/pension plan, a family member's plan, professional/student organizations, purchased policies, or health spending accounts that cover dental
- (Exception: retirees who opted out of pension-plan dental before Dec 11, 2023 and cannot opt back in.
Read more from the official source
Amounts & rules verified Aug 22, 2026
Amounts and rules can change — always confirm on the official source before applying.
This page is general information, not a CRA or provincial determination — amounts and rules can change. Not sure where you stand? The free benefits check walks you through it, or a Registered Social Worker can review your full situation.