Parent & Caregiver Hub
Child Disability Benefit (CDB) & DTC for children
If your child has ADHD, autism, Type 1 diabetes, severe anxiety, speech delays, or physical health issues, DTC approval can open tax-free monthly payments for the family. It can also lead to up to 10 years of past-year tax reviews.
Up to $3,480/yr
Tax-Free Monthly Payments
July 2026–June 2027 maximum ($290/month), paid each month with the Canada Child Benefit (CCB).
Up to 10 Years
Past-Year Money
Ask the CRA to review past tax years to claim missed child supplements and CDB payments.
$90,000 Room
RDSP Grants & Bonds
Opens a Registered Disability Savings Plan (a long-term savings plan) with up to 300% government matching.
Maximums shown — what you get depends on family income and the CRA's written decision.
Disability Tax Credit & Retroactive Refund Estimator
Estimate potential federal + provincial tax savings and retroactive back-pay for up to 10 prior tax years.
Estimated Total Value (5 Years)
$8,674 – $11,736
Estimated federal + Ontario provincial combined savings.
Eligibility for Children
Conditions parents often ask about
Who qualifies depends on daily-life effects and the extra time care takes, compared with children the same age.
Autism
Looks at daily coping, social contact, speech, senses, and handling feelings — and the extra help needed each day.
ADHD & Planning Skills
Shows when daily tasks (dressing, hygiene, school routines) take three times as long or need steady one-to-one guidance.
Type 1 Diabetes
Can count under the 14-hour-per-week rule for life-sustaining therapy (regular treatment needed to stay alive) — such as carb counting, glucose checks, insulin changes, and logs.
Learning & Speech Needs
Covers severe speech delays, non-speaking communication, and severe thinking and processing limits.
Mental Health & Anxiety
Covers severe childhood anxiety, mood disorders, OCD, and trouble handling feelings that lasts a long time.
Physical, Hearing & Vision Needs
Covers movement limits, cerebral palsy, juvenile arthritis, severe hearing loss, and vision loss.
Help for Parents
How we help parents through the form
Parenting a child with extra needs takes a lot of energy. We organize the paperwork with you so you do not have to face the system alone.
Your Care Story
We help you put into words the unseen hours spent guiding, handling therapy, and giving extra daily care that a short clinic visit rarely shows.
Notes for Your Child's Provider
We give your child's doctor, psychologist, or specialist a clear daily-life summary, so Part B of Form T2201 (the medical part) meets CRA (Canada Revenue Agency) rules.
Past-Year Tax Help
Once approved, we guide you on moving unused child tax credits to the higher-earning parent to get the most back for past years.
Help your child get each benefit they qualify for
Start with a short check — no obligation. Prefer to talk first? Book a free consult with no pressure.
Child Disability Benefit figures use CRA maximum yearly rates. What you get depends on family net income and the CRA's written decision.
General information only — not legal, medical, tax, or financial advice. We are not affiliated with the CRA, Service Canada, or any government program. Approval is never guaranteed.