private · Canada-wide
Bank account fee waivers
Scotiabank · CIBC · BMO · TD · RBC · ATB · Vancity — bring proof of benefit/RDSP.
- Verified Aug 22, 2026
- private program · Canada-wide
At a glance
- Worth:
- $0 monthly fees
- Apply:
- Official program page
What it could be worth
Amount
$0 monthly fees
How it benefits you
- Scotiabank · CIBC · BMO · TD · RBC · ATB · Vancity — bring proof of benefit/RDSP.
What you need to qualify or apply
Needs the DTC first: this program unlocks once your Disability Tax Credit is approved. How the DTC works
How to apply
- Paperwork tip: approvals are document-based — bring your RDSP statement, DTC Notice of Assessment, ODSP/AISH/PWD benefit statement, or GIS/OAS statement
- Banks typically apply waivers in-branch or on request; they are rarely automatic.
Read more from the official source
Amounts & rules verified Aug 22, 2026
Amounts and rules can change — always confirm on the official source before applying.
This page is general information, not a CRA or provincial determination — amounts and rules can change. Not sure where you stand? The free benefits check walks you through it, or a Registered Social Worker can review your full situation.