provincial · British Columbia
Property tax deferment (BC)
Lets eligible BC homeowners defer current-year property taxes as a low-interest loan registered against the home, repayable when the home is sold/transferred.
- Verified Aug 22, 2026
- provincial program · British Columbia
Housing
At a glance
- Worth:
- loan at low rate vs equity
- Who:
- Lets eligible BC homeowners defer current-year property taxes as a low-interest loan registered against the home, repayable when the home is sold/transferred.
- Apply:
- Official program page
What it could be worth
Amount
loan at low rate vs equity
How it benefits you
- Lets eligible BC homeowners defer current-year property taxes as a low-interest loan registered against the home, repayable when the home is sold/transferred.
What you need to qualify or apply
Eligibility
- Lets eligible BC homeowners defer current-year property taxes as a low-interest loan registered against the home, repayable when the home is sold/transferred.
How to apply
- Interest rates (revised semi-annually; terms changed for 2026+ taxation years): 2026 taxation years onward: Regular = prime + 2% (6.45% at current prime 4.45%); Families = prime + 2%
- 2025 and earlier taxation years (deferred balances): Regular = prime − 2% (2.45%); Families = prime (4.
Read more from the official source
Amounts & rules verified Aug 22, 2026
Amounts and rules can change — always confirm on the official source before applying.
This page is general information, not a CRA or provincial determination — amounts and rules can change. Not sure where you stand? The free benefits check walks you through it, or a Registered Social Worker can review your full situation.