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Canadian DisabilitySpecialists
Health costs

At a glance

Worth:
income-based deductible for drugs
Who:
No premiums; registration is required (one-time, at age 18+ or on first claim)

What it could be worth

Amount

income-based deductible for drugs

How it benefits you

  • No premiums; registration is required (one-time, at age 18+ or on first claim).

What you need to qualify or apply

Eligibility

  • No premiums; registration is required (one-time, at age 18+ or on first claim)
  • Deductible and family maximum are set by family net income from CRA filings; once the deductible is met PharmaCare pays 70% of eligible drug costs (singles table) or 75% (families-with-dependents table) until the family maximum is reached, then 100% for the rest of the year
  • If you never register, or your income can't be verified, the default family deductible is $10,000 — register to avoid it.

Read more from the official source

Amounts & rules verified Aug 22, 2026

Official program page ↗

Amounts and rules can change — always confirm on the official source before applying.

This page is general information, not a CRA or provincial determination — amounts and rules can change. Not sure where you stand? The free benefits check walks you through it, or a Registered Social Worker can review your full situation.