Compare the provinces
Which provincial disability program applies to you?
Every province runs its own disability income program, with its own rates and rules. Pick your province to see its flagship program — verified 2026 amounts, who it covers, and what stacks on top.
- 13 provinces & territories
- Amounts verified 2026
- Free to use
Provincial programs, side by side
Start with your own province. Add one or two more if you are weighing a move — the gap between provinces can be hundreds of dollars a month.
Pick your province above to see its main disability income program.
Stacking
Federal benefits stack on top — in every province
Your provincial program is only one layer. These federal benefits apply no matter where you live, and most people leave at least one of them unclaimed.
Disability Tax Credit (DTC)
The gateway — unlocks the Canada Disability Benefit, the RDSP, the Child Disability Benefit, and (in NL) the provincial benefit.
Learn more →Canada Disability Benefit (CDB)
Up to $2,400/year for working-age DTC holders with low income. Exempt from ODSP and AISH calculations.
Learn more →CPP Disability (CPP-D)
Monthly pension if you have enough CPP contributions and a severe and prolonged disability.
Learn more →Registered Disability Savings Plan (RDSP)
Up to $90,000 in lifetime grants and bonds once you hold the DTC. Savings do not count against ODSP assets.
Learn more →
Not sure what applies to your situation?
The benefits finder checks your province, age, income and situation against every program we track — about four minutes, no email required.
General information only — not legal, medical, tax, or financial advice. We are not affiliated with the CRA, Service Canada, or any government program. Approval is never guaranteed.
Ready to look at your benefit options?
Start with a short check — no obligation. Prefer to talk first? Book a free consult with no pressure.