
Disability Tax Credit
Clear DTC help, from first questions to decision
You tell us how daily life is affected, in your own words. We shape it into a clear summary — so your health care provider and the CRA (Canada Revenue Agency) can see the full picture.
What the Disability Tax Credit is
In plain language—without the jargon that makes systems feel impossible.
The Disability Tax Credit (DTC) is a non-refundable federal tax credit administered by the Canada Revenue Agency. It helps recognize the often invisible costs of living with a severe and prolonged impairment.
Eligibility is not based on a diagnosis name alone. CRA looks at how impairments affect basic activities of daily living—or whether life-sustaining therapy criteria are met—as certified by a qualified medical practitioner.
If approved, you (or a supporting family member) may be able to reduce income tax payable. In some cases, prior years may also be considered—subject to CRA rules and your individual situation.
What our service includes
- A clear check of whether the DTC fits your situation
- Your daily living impacts captured in your own words
- A clear summary your clinician can use for Form T2201
- Steady support from intake through CRA decision
Form T2201
How the application works
The DTC application centres on Form T2201. Knowing who does what reduces stress.
You (Part A)
Provide personal information and consent. We help you organize the story of daily living impacts so nothing important is left out.
Your provider (Part B)
A qualified medical practitioner certifies the medical portion. We prepare a clear functional narrative they can work from—we never replace their clinical judgment.
The CRA
CRA reviews the completed form and decides eligibility. We help you present a complete, respectful file. We cannot approve claims or guarantee outcomes.
CRA timeline
What happens after you apply
Every file is different, but the general path looks like this.
Submit your application
You submit your finished Form T2201 (the CRA's Disability Tax Credit Certificate) online or by mail. We help make sure it is complete before it goes anywhere.
1Step 1CRA reviews your file
The CRA (Canada Revenue Agency) checks that the form is filled in and that a qualified provider signed the medical part.
2Step 2If more detail is needed
Sometimes the CRA asks for more detail. If that happens, we help you answer quickly and clearly — no guesswork.
3Step 3Decision letter
The CRA sends a Notice of Determination (their written decision). If approved, you — or a family member who supports you — may be able to claim the credit for this year and past years.
4Step 4Past-year review
If the CRA agrees you qualified in past years, they may review past tax returns and pay any refund you are owed.
5Step 5
DIY or with a specialist?
Either path can work. Here’s when people often choose support.
Not sure which path fits? Take the assessment or book a free consult.
Previously denied by the CRA or Service Canada?
A previous denial does not mean you cannot pursue benefits. Many applicants are successful on reapplication or through a different program pathway—such as CPP Disability or provincial disability—when the original application was incomplete or did not fully capture daily living impacts.
Conditions people often ask about
A diagnosis alone does not determine eligibility. CRA focuses on functional impact. These are common examples.
- Arthritis
- Chronic pain
- Diabetes
- ADHD
- Anxiety
- Depression
- Autism
- PTSD
- Mobility limits
- Vision or hearing
- Fibromyalgia
- And more
General information only — not legal, medical, tax, or financial advice. We are not affiliated with the CRA, Service Canada, or any government program. Approval is never guaranteed.
Benefits that unlock once the DTC is approved
The DTC is a gateway — these related programs open up (or get easier) after approval. Each links to our plain-language guide with verified amounts and official sources.
Disability Tax Credit (T2201)
The gateway itself — amounts, eligibility, and how the T2201 works
Read the guide
Registered Disability Savings Plan
$200k room — the Bond deposits money even with zero saved
Read the guide
RDSP Grant & Bond
Up to $3,500/yr in grants plus up to $20k lifetime Bond
Read the guide
CPP Disability
The other federal door — contribution rules and how it stacks
Read the guide
AISH (Alberta)
Alberta income support — how the DTC interacts as income
Read the guide
ODSP (Ontario)
Ontario income support — DTC status affects asset limits
Read the guide
See all 178 programs in the benefits library, or run the free 4-minute screener.
Not sure if you qualify?
Start with our qualification assessment. It takes a few minutes and helps clarify whether pursuing the DTC may make sense for you or a loved one.
Ready to look at your benefit options?
Start with a short check — no obligation. Prefer to talk first? Book a free consult with no pressure.