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All 178 programs, alphabetically.
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Showing 23 of 174 programs · plus 4 good-to-know notes ·
British Columbia (5)
British Columbia
BC Hydro income discounts (ECAP/ESK)
rate credits + free upgrades
BC Hydro — free income-based programs: - Energy Saving Kit: free do-it-yourself efficiency products (LED bulbs, high-efficiency showerhead, etc.) mailed to you.
Housing
British Columbia
Property tax deferment (BC)
loan at low rate vs equity
Lets eligible BC homeowners defer current-year property taxes as a low-interest loan registered against the home, repayable when the home is sold/transferred.
Housing
British Columbia
RAP rent help (working families)
ceilings $1,950–$2,200
Both are BC Housing rent subsidies paid by direct deposit on the last working day of each month, in arrears, and both require annual reapplication and filing of income tax.
Housing
British Columbia
SAFER
gap-based
Both are BC Housing rent subsidies paid by direct deposit on the last working day of each month, in arrears, and both require annual reapplication and filing of income tax.
Housing
British Columbia · Monthly
SAFER rent subsidy (60+)
gap-based, min $50/mo
Both are BC Housing rent subsidies paid by direct deposit on the last working day of each month, in arrears, and both require annual reapplication and filing of income tax.
Housing
Alberta (1)
Alberta · Monthly
Rent Assistance Benefit / TRAB
RAB ≤$500/mo · TRAB 2-year
For working households with low income or between jobs: employed or employed within the last 24 months, and not receiving social assistance (Income Support, Learner Income Suppor
Housing
Saskatchewan (1)
Saskatchewan
SK Home Renovation Tax Credit
10.5% ≤$420 ($525 seniors)
Saskatchewan re-introduced the Home Renovation Tax Credit for the 2025 and subsequent tax years:
Housing
Manitoba (1)
Manitoba
Rent Assist
shelter top-up ≤$780/$885
Rent Assist is a financial benefit for people who receive EIA and have housing costs, and it is also available to other low-income private renters.
Housing
Ontario (1)
Ontario · Monthly
OESP electricity credits / LEAP grants
$45–$113/mo off hydro
The Ontario Electricity Support Program (OESP) puts a monthly credit directly on the hydro bills of low-income households — $45–$113/mo depending on household size and income, high
Housing
Quebec (2)
Quebec
Allocation-logement
shelter allowance
A financial benefit for families and people aged 50+ to help pay rent. Eligible households receive $100, $150 or $170 per month.
Housing
Quebec
Crédit maintien à domicile (70+)
refundable % of home-support costs
Refundable credit for people aged 70 or over (at December 31) who reside in Québec — owners, tenants, or living with a relative; autonomy level does not matter for eligibility.
Housing
New Brunswick (1)
New Brunswick
Property Tax Allowance
≤$300
Property Tax Allowance — a rebate of up to $300 for low-income property owners, based on household combined taxable income: less than $22,000 → up to $300; $22,001–$25,000 → up to
Housing
Nova Scotia (2)
Nova Scotia
HRM Seniors' Property Tax Rebate
rebate for 65+ homeowners on GIS
Separately from HRM's program: Nova Scotia's Property Tax Rebate for Seniors gives GIS/Allowance recipients 50% of last year's municipal residential property taxes back, up to $800
Housing
Nova Scotia
Property Tax Rebate (GIS seniors)
≤$800
Rebate of 50% of the previous year's municipal residential property taxes, to a maximum of $800 (minimum $15), for homeowners who receive or are eligible for the federal GIS or All
Housing
Prince Edward Island (3)
Prince Edward Island
Home Accessibility & Renovation (disability + seniors)
Grants up to $12,000 ($16,000 for accessibility renovations with a permanent disability); income under $50,000
The PEI Home Renovation Program helps homeowners with major structural renovations (heating, plumbing, electrical, life safety) up to $12,000 — increased to $16,000 for…
Housing
Prince Edward Island
Property tax deferral (INTEREST-FREE)
deferral while owned
Defers property-tax payments on your principal residence, interest-free — taxes keep being levied but no interest accumulates; everything becomes payable when the owner dies or sel
Housing
Prince Edward Island
Seniors Home Repair / Safe @ Home
$4k repairs · $10k accessibility
One application to the PEI Home Renovation Programs automatically assesses seniors for both:
Housing
Newfoundland and Labrador (1)
Newfoundland and Labrador · Annual
Aging Well at Home grant
$400/yr
Financial assistance for low-income seniors to help pay for household and health-care services that help them remain at home. Administered by NL Health Services.
Housing
Yukon (3)
Yukon · Northwest Territories · Nunavut
Home repair contributions
program-dependent
The Home Repair Program serves low-to-moderate-income homeowners whose household income is below the affordable housing income limits (AHILs); you must have been a Yukon resident 9
Housing
Yukon · Northwest Territories · Nunavut · Annual
Nunavut Senior Fuel Subsidy
2,500–4,000 L fuel/yr
Senior Citizen Supplementary Benefit (SCSB): a monthly supplementary payment for low-income seniors that Nunavut adds automatically to the federal OAS cheque under an agreement w
Housing
Yukon · Northwest Territories · Nunavut · Annual
Pioneer Utility Grant (YT)
$1,314–$1,398/yr power credit
The PUG helps Yukon seniors who own or rent pay home heating costs (oil, electricity, wood, propane or wood pellets); you must apply every year.
Housing
Northwest Territories (4)
Yukon · Northwest Territories · Nunavut
Home repair contributions
program-dependent
The Home Repair Program serves low-to-moderate-income homeowners whose household income is below the affordable housing income limits (AHILs); you must have been a Yukon resident 9
Housing
Yukon · Northwest Territories · Nunavut · Annual
Nunavut Senior Fuel Subsidy
2,500–4,000 L fuel/yr
Senior Citizen Supplementary Benefit (SCSB): a monthly supplementary payment for low-income seniors that Nunavut adds automatically to the federal OAS cheque under an agreement w
Housing
Yukon · Northwest Territories · Nunavut · Annual
Pioneer Utility Grant (YT)
$1,314–$1,398/yr power credit
The PUG helps Yukon seniors who own or rent pay home heating costs (oil, electricity, wood, propane or wood pellets); you must apply every year.
Housing
Northwest Territories · Monthly
Senior Home Heating Subsidy
By zone — income threshold up to $66,000 / $75,000 / $87,000 → monthly subsidy $460 /…
Assists low-to-modest-income seniors with heating costs, with a permanent rate increase from the 2025–2026 season. Eligible seniors receive a monthly amount September through…
Housing
Nunavut (4)
Nunavut
Fuel and power programs
Varies by program (fuel subsidy + future power support)
The Senior Fuel Subsidy (above) is currently the main senior energy support; there is no seniors' power subsidy yet — Family Services confirmed in May 2025 that electricity…
Housing
Yukon · Northwest Territories · Nunavut
Home repair contributions
program-dependent
The Home Repair Program serves low-to-moderate-income homeowners whose household income is below the affordable housing income limits (AHILs); you must have been a Yukon resident 9
Housing
Yukon · Northwest Territories · Nunavut · Annual
Nunavut Senior Fuel Subsidy
2,500–4,000 L fuel/yr
Senior Citizen Supplementary Benefit (SCSB): a monthly supplementary payment for low-income seniors that Nunavut adds automatically to the federal OAS cheque under an agreement w
Housing
Yukon · Northwest Territories · Nunavut · Annual
Pioneer Utility Grant (YT)
$1,314–$1,398/yr power credit
The PUG helps Yukon seniors who own or rent pay home heating costs (oil, electricity, wood, propane or wood pellets); you must apply every year.
Housing
Good to know (4)
Not programs to apply to — notes and tools worth knowing about.
Note
OAS (residence rule check)
OAS payments adjust quarterly (January/April/July/October) with CPI; they never decrease if prices fall.
Note
Alberta claws back the federal CDB
Only province that offsets it — factor into budgeting.
Helpful tool
Benefits Wayfinder + canada.ca Benefits Finder
Benefits Finder (Government of Canada) — a filter-based tool that matches you against the federal catalogue (157+ programs) by support type (retirement, disability, job loss, housi
Note
Gyms: GoodLife, Fit4Less, Movati
Honest finding: none of the big private gym chains offers a disability or income-based discount.
These pages give general facts, not a CRA or provincial decision. Amounts checked September 2026 — each program links to its official page, and amounts and rules can change.