You may be missing benefits you qualify for

Canada-wide (federal)

Access 2 Card

support person FREE at 500+ venues · $25/3yrs

Cineplex is a founding partner of the Access 2 Program (administered by Easter Seals Canada).

Discounts & freebies

Canada-wide (federal)

Allowance (60–64, spouse on OAS+GIS)

top-up payment

OAS payments adjust quarterly (January/April/July/October) with CPI; they never decrease if prices fall.

Monthly money

Canada-wide (federal)

Assistive-Device Recycling & Exchange Programs

Lawson Health Research Institute and SCI Ontario; over $178,000 in devices exchanged to…

When new-equipment funding falls short, these charities circulate donated devices free:

Health costs

Canada-wide (federal)

Auto insurance accident benefits

ICBC Part 7 / Ontario SABS treatment+income

Claim through the insurer promptly — deadlines are short.

Work & injury

Canada-wide (federal) · Monthly

Bank account fee waivers

• Needs the DTC first

$0 monthly fees

Scotiabank · CIBC · BMO · TD · RBC · ATB · Vancity — bring proof of benefit/RDSP.

Discounts & freebies

Canada-wide (federal) · Monthly · 2 versions

Canada Disability Benefit

• Needs the DTC first

• $204.20/mo

  ☆ SaveDetails

• $204.20/mo (tapers out ~$32.5k)

  ☆ SaveDetails

The Canada Disability Benefit is a federal, income-tested monthly supplement created by the Canada Disability Benefit Act (Bill C-22, royal assent June 2023) and administered by Se

Monthly money

Canada-wide (federal) · Monthly

Canada Disability Benefit — needs the federal DTC first

• Needs the DTC first

+$204.20/mo once you hold the DTC

Your provincial benefit does NOT automatically give you the federal DTC — certifying form T2201 unlocks this on top.

Monthly money

Canada-wide (federal)

Canada Workers Benefit + disability supplement

refundable credit while working low-income

Canada caregiver amount — $2,687 (2025): added when claiming an infirm spouse/partner (line 30300), an infirm dependant 18+ on line 30400, or each infirm child under 18 (line 305

Tax filing

Canada-wide (federal) · 2 versions

Canadian Dental Care Plan

• sliding co-pays by income tier

  ☆ SaveDetails

• sliding co-pays

  ☆ SaveDetails

A federal dental coverage plan administered by Sun Life (for Employment and Social Development Canada), phased in from May 2024 (seniors first) and opened to all eligible residents

Health costs

Canada-wide (federal)

CELA accessible library

free audiobooks/braille via library card

Self-declaration — no doctor's note needed.

Discounts & freebies

Canada-wide (federal)

CGEB quarterly credit

quarterly payments

Major change for the July 2026 payment year: the GST/HST credit has been replaced by the Canada Groceries and Essentials Benefit (CGEB).

Tax filing

Canada-wide (federal)

CGEB quarterly credit (ex-GST/HST)

quarterly payments

Major change for the July 2026 payment year: the GST/HST credit has been replaced by the Canada Groceries and Essentials Benefit (CGEB).

Tax filing

Canada-wide (federal)

Charity equipment funds (Easter Seals · MDC · MS Society · Variety)

diagnosis-specific grants

Approval BEFORE purchase — see charity file for each org's rules.

Health costs

Canada-wide (federal) · Monthly · 2 versions

Child Disability Benefit

• ≤$290/mo per disabled child

  ☆ SaveDetails

• ≤$290/mo (income-tapered)

  ☆ SaveDetails

A tax-free monthly payment for families caring for a child under 18 with a severe and prolonged impairment.

Families & kids

Canada-wide (federal) · Monthly

CPP-D (CPP disability)

≤$1,741.20/mo + children's benefit

A monthly payment for contributors under 65 with a severe and prolonged physical or mental disability that prevents them from working regularly at any substantially gainful occupat

Work & injury

Canada-wide (federal) · Annual

Disability Tax Credit (T2201)

credit up to $10,138/yr · retroactive 10 yrs

Your diagnosis route starts here — a doctor certifies form T2201. Unlocks RDSP + more.

Tax filing

Canada-wide (federal)

EI Family Caregiver benefits

weeks at 55% of wages

All pay 55% of earnings up to $729/week (2026) and can be shared among eligible family members, taken together or sequentially within the claim window:

Work & injury

Canada-wide (federal)

EI Sickness Benefits

up to 26 weeks at 55% of wages

Duration: up to 26 weeks if unable to work for medical reasons (illness, injury, quarantine or any medical condition preventing work); medical certificate required.

Work & injury

Canada-wide (federal)

Free support-person fares (air/rail/ferry)

OPF domestic flights · VIA free attendant · BC Ferries 50%

No single national pass exists — each city's system runs its own discounted pass or free-companion rule, from TransLink's HandyCard to the TTC Fair Pass, OC Transpo's Community pas

Getting around

Canada-wide (federal) · Monthly · 2 versions

Guaranteed Income Supplement

• ≤$1,123/mo single

  ☆ SaveDetails

• ≤$1,123/mo single

  ☆ SaveDetails

Old Age Security is the residence-based pension most Canadians 65+ receive; the Guaranteed Income Supplement tops it up for low-income OAS recipients — single recipients with…

Monthly money

Canada-wide (federal) · Monthly

Hidden wireless accessibility rebates

Bell/Rogers/TELUS $20/mo · Fido $10 · Koodo 25% · SaskTel $15 · TBayTel 50% · Vidéotron $20

Mostly UNADVERTISED — call and ask for the 'accessible plan discount'.

Discounts & freebies

Canada-wide (federal)

Intercity coaches

No published disability discounts — assistance varies by operator

Practical note:* for Ebus/Red Arrow/Rider Express, the attendant's seat is not advertised as free — ask at booking whether the ATPDR support-person seating obligation applies to…

Getting around

Canada-wide (federal)

Interim Federal Health Program

basic coverage free · supplemental tiers

What it is: temporary federal health coverage for people who aren't yet covered by a provincial or territorial health plan — it bridges the gap until provincial insurance kicks in

Health costs

Canada-wide (federal)

Jordan's Principle (child-first funding)

24/7 line 1-855-JP-CHILD · broad scope

Can fund what other programs refuse — services, equipment, travel.

Families & kids

Canada-wide (federal) · Annual

KidSport / JumpStart kids' sports

$250–400 per kid per year

Both are charities covering sport registration fees (and some equipment) for kids from low-income families.

Families & kids

Canada-wide (federal) · Monthly

Low-cost internet (Rogers CfS / TELUS Internet for Good)

$9.99–$34.99/mo

Rogers Connected for Success offers low-cost home internet (and TV bundles and mobile plans) to people on income support and disability benefits.

Discounts & freebies

Canada-wide (federal)

Meal Delivery: Meals on Wheels

Meals on Wheels London (ON): fresh meal with dessert is $8.95, dropping to $6.

There is no single national price — Meals on Wheels in Canada is a patchwork of local nonprofits with local pricing, and several use income-based subsidy models rather than…

Discounts & freebies

Canada-wide (federal) · Annual

Medical Expense & Home Accessibility credits

15% credits · HATC ≤$3,000/yr

Keep receipts for aids, renovations, therapy — claimed at tax time.

Tax filing

Canada-wide (federal)

Muscular Dystrophy Canada

Varies by program (equipment, travel, community support)

National charity (muscle.ca) supporting people with neuromuscular disorders. Equipment program is fully funded by Fire Fighters' donations.

Health costs

Canada-wide (federal)

NIHB — Non-Insured Health Benefits

drugs · dental · vision · medical transport

Payer of LAST resort — provincial plans billed first where they exist.

Health costs

Canada-wide (federal) · Monthly

Old Age Security

monthly pension

OAS payments adjust quarterly (January/April/July/October) with CPI; they never decrease if prices fall.

Monthly money

Canada-wide (federal)

Rail — VIA Rail

Support person travels free with approval

Support person travels free. Once VIA validates a support-person request, it confirms that "a support person will be available to accompany you on future trips with VIA Rail at…

Getting around

Canada-wide (federal) · Annual

RDSP

• Needs the DTC first

$200k room · Bond pays ≤$1,000/yr with ZERO saved

Open after DTC approval — even with no savings, the Bond deposits free money.

Savings & one-time

Canada-wide (federal) · Annual

RDSP Grant & Bond

• Needs the DTC first

Grant match ≤$3,500/yr · Bond ≤$1,000/yr

A long-term savings plan for a person approved for the DTC; contributions are not tax-deductible, but investment growth compounds tax-deferred, and government Grant/Bond money is p

Savings & one-time

Canada-wide (federal)

Student aid disability grants (CSG-PD + provincial)

grants + equipment/services funding

Three federal instruments, all applied for through your own province's student-aid application — no separate federal form…

Education & training

Canada-wide (federal)

Subsidized taxi programs

Vancouver's TaxiSaver for HandyCard holders ($100 face value for $50 each month) and…

Two cities run taxi coupon programs for paratransit registrants: Vancouver's TaxiSaver for HandyCard holders ($100 face value for $50 each month) and Ottawa's 55%-off coupon…

Getting around

Canada-wide (federal)

Tech & Assistive Software: Real Price Breaks

Varies by vendor and membership (some free via CNIB)

Genuine price breaks exist mainly through CNIB membership (free, open to anyone affected by sight loss):

Discounts & freebies

Canada-wide (federal)

Veterans Affairs disability benefits

pain-and-suffering compensation + allowances

Start with a VAC case manager — service attribution decides.

Work & injury

Canada-wide (federal)

Workers' compensation claim

wage-loss + permanent awards

Time limits apply — file with your provincial board promptly.

Work & injury

British Columbia · Monthly

At Home Program — medical & respite benefits (children)

Therapies $3,840/12-mo per discipline · dental $700/yr · hearing $1,500/ear · equipment caps (ceiling lift $4,200)

For children with complex health care needs or severe impairments who would otherwise need hospital-level care. Two streams: Medical Benefits and Respite Benefits (respite amounts are not published online — ask your regional coordinator). Includes premium-free MSP coverage and PharmaCare benefits.

Health costs

British Columbia

Autism funding (under 18)

age-based funding blocks

Individualized funding for autism-related services outside the school day:

Families & kids

British Columbia

BC Hydro income discounts (ECAP/ESK)

rate credits + free upgrades

BC Hydro — free income-based programs: - Energy Saving Kit: free do-it-yourself efficiency products (LED bulbs, high-efficiency showerhead, etc.) mailed to you.

Housing

British Columbia · Monthly

BC income assistance

≤$1,060/mo single

Administered by the Ministry of Social Development and Poverty Reduction (MSDPR) under the *Employment and Assistance Act* and the *Employment and Assistance for Persons with Disab

Monthly money

British Columbia · Monthly

BC PWD benefit

$1,483.50/mo single + health coverage + $52 transport

Earn up to $16,200/yr without clawback · assets up to $100k exempt.

Monthly money

British Columbia · Monthly

BC PWD designation

• Needs the DTC first

$1,483.50/mo once approved

Apply via My Self Serve (MSDPR) — your diagnosis supports the application.

Monthly money

British Columbia

BC Senior's Supplement

$99.30 single / $110.25 couple

A monthly provincial top-up for BC residents 65+ receiving federal OAS/GIS (or the Allowance/Allowance for the Survivor) whose federal income falls below a guaranteed level.

Monthly money

British Columbia

Fair PharmaCare

income-based deductible for drugs

No premiums; registration is required (one-time, at age 18+ or on first claim).

Health costs

British Columbia

HandyCard / HandyDART

concession fares + door-to-door

Door-to-door shared-ride service for people whose disability prevents using conventional transit for all or part of a trip; 30,000+ customers.

Getting around

British Columbia

Property tax deferment (BC)

loan at low rate vs equity

Lets eligible BC homeowners defer current-year property taxes as a low-interest loan registered against the home, repayable when the home is sold/transferred.

Housing

British Columbia

RAP rent help (working families)

ceilings $1,950–$2,200

Both are BC Housing rent subsidies paid by direct deposit on the last working day of each month, in arrears, and both require annual reapplication and filing of income tax.

Housing

British Columbia

SAFER

gap-based

Both are BC Housing rent subsidies paid by direct deposit on the last working day of each month, in arrears, and both require annual reapplication and filing of income tax.

Housing

British Columbia · Monthly

SAFER rent subsidy (60+)

gap-based, min $50/mo

Both are BC Housing rent subsidies paid by direct deposit on the last working day of each month, in arrears, and both require annual reapplication and filing of income tax.

Housing

British Columbia

SPARC BC accessible parking permit

permit (fee applies)

⚠️ SPARC is a nonprofit, not government.

Getting around

British Columbia

Vancouver Leisure Access Program (LAP)

• Needs the DTC first

~50% off memberships · day passes · lessons

The Leisure Access Program gives low-income Vancouver residents free and reduced-fee access to Park Board facilities and community centres; the membership is loaded onto a OneCard.

Discounts & freebies

British Columbia

Victoria L.I.F.E. program

75% off admissions · Crystal Pool access

The City's low-income recreation subsidy gives eligible residents a two-year membership (valid from approval date, not calendar year) with these benefits: - Unlimited free drop-in

Discounts & freebies

Alberta · Annual

AADL equipment

75% funded · $500/yr family cap

Basic medical equipment and supplies to help Albertans with long-term disability (6+ months), chronic illness or terminal illness remain independent.

Health costs

Alberta

AAHB / ACHB health coverage

drugs · dental · vision · ambulance

Standalone supplementary health plans for low-income households not on Income Support/AISH.

Health costs

Alberta · Monthly

ADAP (new Jul 2026)

• Needs the DTC first

$1,740/mo · keep earning to $45,240/yr

Episodic disabilities now qualify — single application with AISH.

Monthly money

Alberta · Monthly

AISH (legacy clients)

$1,940/mo · assets ≤$100k

Since July 2, 2026 Alberta runs two disability income programs under one intake (the single Disability Income Assistance (DIA) Application).

Monthly money

Alberta · Annual

Alberta Seniors Benefit

≤$3,946/yr single

Monthly benefit for low-income seniors to assist with living expenses.

Monthly money

Alberta

Calgary Fair Entry

sliding-scale transit · recreation · property-tax credit

Fair Entry is The City's single application process that qualifies lower-income Calgarians for several subsidized services at once; eligibility rests on Calgary residency, income (

Getting around

Alberta

DATS para-transit

door-to-door service

DATS is ETS's door-to-door shared-ride service within Edmonton for residents who cannot use regular transit for some or all trips because of a physical, cognitive, mental-health, o

Getting around

Alberta

Dental & Optical Assistance (65+)

$5,000/5yrs · $230/3yrs

Delivered through Alberta Blue Cross; providers can bill directly (pre-authorization recommended).

Health costs

Alberta

DRES employment supports

coaches · ASL · tech · workplace mods

Funding under the *Income and Employment Supports Act* (Disability-related Employment Supports and Services Regulation) for disability-related barriers to employment, education or

Work & injury

Alberta

Edmonton Ride Transit + Leisure Access

passes $36/$51 tiers · one shared application

A single application assesses applicants for both the Ride Transit transit subsidy and the Leisure Access recreation subsidy.

Getting around

Alberta

FSCD (children's disability services)

needs-based, NOT income-tested

Statutory program (*FSCD Act* and Regulation) delivered by Disability Services; helps families plan, coordinate and pay for some extraordinary disability-related costs while parent

Families & kids

Alberta · Monthly

Income Support ETW/BFE

~$860–$1,000/mo single

Alberta's general social assistance program under the *Income and Employment Supports Act* (delivered historically as "Alberta Works").

Monthly money

Alberta

Persons with Developmental Disabilities (PDD)

Individualized funding — varies by assessed support needs

Provincial program funding community supports so adults with developmental disabilities can live, work and participate in community. Voluntary program.

Health costs

Alberta · Monthly

Rent Assistance Benefit / TRAB

RAB ≤$500/mo · TRAB 2-year

For working households with low income or between jobs: employed or employed within the last 24 months, and not receiving social assistance (Income Support, Learner Income Suppor

Housing

Saskatchewan

Family Health Benefits

$100 deductible · 35% copay

FHB covers low-income working families who meet an income test administered by the Ministry of Social Services — historically families receiving SES, now typically SEI recipients.

Families & kids

Saskatchewan · Monthly

Personal Care Home Benefit (PCHB)

The difference between a $3,500 monthly income threshold and your monthly income

PCHB helps seniors with the cost of living in a licensed personal care home.

Health costs

Saskatchewan

Regina Affordable Access

50–80% off recreation · 20% transit · $28 SAID/SIS pass

One approval covers both: single admissions at 50% off, Leisure Passes at 80% off, and registered classes at 80% off (max $160 discount per family member); plus transit passes at 2

Getting around

Saskatchewan · 2 versions

SAID

• Needs the DTC first

• Tier A/B rates eff. Sept 1 2026

  ☆ SaveDetails

• Tier rates

  ☆ SaveDetails

SAID is an income support program for people with significant and enduring disabilities.

Monthly money

Saskatchewan

SAIL / SaskAbilities equipment

loans + special-needs equipment

SAIL (Ministry of Health) provides a basic level of disability-related equipment, devices, products and supplies to help people with physical disabilities live independently and ma

Health costs

Saskatchewan

Saskatoon transit discounts

$66.40 pass · $28 social-services pass

Low-Income Bus Pass: reduced monthly passes — Adult $66.40 (about 20% off the regular monthly pass), High School $47.

Getting around

Saskatchewan · Monthly

SEI working supplement

$400–$600/mo

SEI gives low-income working families a monthly financial benefit plus Supplementary Health Benefits, discounted bus passes (where available), employment supports through Immigrati

Monthly money

Saskatchewan · Monthly

Seniors Income Plan

≤$360/mo

SIP provides monthly income assistance to seniors with little or no income other than federal Old Age Security (OAS) and Guaranteed Income Supplement (GIS).

Monthly money

Saskatchewan

Seniors' Drug Plan

$25/Rx after small deductible

Eligible seniors 65+ pay $25 per prescription for drugs on the Saskatchewan Formulary or approved under Exception Drug Status.

Health costs

Saskatchewan

SIS general support

May 2026 rates

SIS helps people in need meet basic needs while they become more self-sufficient.

Monthly money

Saskatchewan

SK Home Renovation Tax Credit

10.5% ≤$420 ($525 seniors)

Saskatchewan re-introduced the Home Renovation Tax Credit for the 2025 and subsequent tax years:

Housing

Saskatchewan

Supplementary Health Benefits

$2/Rx · dental · optical

Supplementary Health provides non-insured health services on top of universal coverage for:

Health costs

Manitoba

55 PLUS supplement

income-based

The 55 PLUS Program is a Manitoba Income Supplement providing quarterly benefits to lower-income Manitobans aged 55 and over whose incomes fall within program levels; eligibility i

Monthly money

Manitoba

Children's disABILITY Services

respite · therapy · supplies

CDS, through the Department of Families, supports families raising a child (under 18) with developmental or physical disabilities to meet additional needs while caring for the chil

Families & kids

Manitoba

Community Living disABILITY Services

community living supports

CLDS supports eligible adults with intellectual disabilities to live good and satisfying lives in their communities.

Families & kids

Manitoba · Monthly

EIA-PWD / MBFE

$1,270/mo single + health coverage (NO deductible)

The Employment and Income Assistance Program provides financial help to Manitobans who have no other way to support themselves or their families.

Monthly money

Manitoba

Manitoba disability assistance (MSPD)

• Needs the DTC first

$580.94 + shelter ≤$780

Severe & prolonged + financial test; instant routes via CLDS/CPP-D.

Monthly money

Manitoba

Manitoba Pharmacare

income-based deductible

Pharmacare provides drug cost assistance to eligible Manitobans who lack coverage under a federal or other provincial program.

Health costs

Manitoba

Rent Assist

shelter top-up ≤$780/$885

Rent Assist is a financial benefit for people who receive EIA and have housing costs, and it is also available to other low-income private renters.

Housing

Manitoba

Wheelchair Services

provision & repair

The Manitoba Wheelchair Program is delivered by Manitoba Possible, a non-profit (founded 1950 as the Society for Crippled Children, later the Society for Manitobans with Disabiliti

Health costs

Manitoba

Winnipeg Recreation Fee Assistance

50%+ off programs

The City's fee subsidy offers a no-charge Facility Access Pass for free admission to City recreation facilities (pools, leisure centres) plus program subsidies covering registered

Families & kids

Manitoba · Monthly

WINNpass transit discount

$59.70/mo pass

Winnipeg residents aged 64 and younger from eligible households buy a reduced monthly pass at $59.70 (vs.

Getting around

Ontario

Accessible Parking Permit

FREE permit

Administered by ServiceOntario — and completely free: there is no cost to get, renew, or replace an APP online or in person (a common "$10 fee" claim circulating is wrong).

Getting around

Ontario

Assistive Devices Program (ADP)

75% of equipment cost

ADP helps people with long-term physical disabilities pay for customized equipment and supplies — wheelchairs, hearing aids, ostomy and respiratory supplies, etc.

Health costs

Ontario

Employment & training: Better Jobs Ontario

Funding: up to $28,000 for training of 1 year or less, $35,000 for programs over 1 year…

Funds skills training plus living expenses for Ontarians who need to retrain for in-demand work — including people off work due to illness or injury who are no longer suited to…

Education & training

Ontario · Monthly

GAINS senior top-up

~$92/mo

A monthly, non-taxable top-up for low-income Ontario seniors on top of OAS/GIS:

Monthly money

Ontario

Hamilton HSR Fare Assist

50% off single rides — permanent since Jan 1 2026

LICO table starts $30,255 (1 person).

Getting around

Ontario

LIFT credit

$875/$1,750 non-refundable

Non-refundable Ontario credit for low-income workers, in effect since the 2019 tax year:

Tax filing

Ontario

London income-based transit + Play Your Way Fund

discounted pass · rec fee help

Financial help with City recreation/sport registration fees, program materials, assistive devices and related supports — up to $300 per person per 12-month period, for all programs

Getting around

Ontario

March of Dimes HVMP (ON)

$15k home + $15k vehicle modifications

National registered charity serving people with disabilities across Canada. Head office: 10 Overlea Blvd, Toronto.

Getting around

Ontario · Monthly · 2 versions

ODSP

• Needs the DTC first

• $1,436/mo single + drug/dental/vision

  ☆ SaveDetails

• $1,436/mo once approved

  ☆ SaveDetails

Earn $1,000 + 75% of rest · assets $40k/$50k (RDSP & home exempt).

Monthly money

Ontario · Monthly

OESP electricity credits / LEAP grants

$45–$113/mo off hydro

The Ontario Electricity Support Program (OESP) puts a monthly credit directly on the hydro bills of low-income households — $45–$113/mo depending on household size and income, high

Housing

Ontario · Monthly

Ontario Works

$733/mo single

OW provides income assistance to people in financial need who are not on ODSP; participation in employment-support activities is generally required.

Monthly money

Ontario · Monthly

Ottawa EquiPass

$58.25/mo bus pass

A discounted monthly pass or single-ride fare at roughly half the adult price: EquiPass monthly pass $58.25 and single ride $1.

Getting around

Ontario

Para Transpo Taxi Coupon Program

55% off taxi fares

Discounted taxi rides as an alternative to Para Transpo for registered Para Transpo customers: pay $18 for a coupon book worth $40 in taxi fares (~55% off regular taxi fare) at par

Getting around

Ontario · Annual

Passport funding (developmental)

$5,500 base/year

For adults 18+ with a developmental disability to participate in the community and live as independently as possible; also respite for their caregivers:

Families & kids

Ontario · Monthly

Peel Affordable Transit Program

discounted monthly pass

Peel Region administers a single Affordable Transit Program giving eligible low-income residents a 50% discount on adult monthly PRESTO passes for 12 months on MiWay (Mississauga)

Getting around

Ontario · Annual

Seniors' transit tax credit

≤$450/yr

Active refundable credit (ontario.ca page updated March 17, 2026):

Getting around

Ontario · Monthly

SSAH / ACSD (children)

ACSD ≤$678/mo · SSAH respite

Monthly financial support for parents/guardians caring for a child with a severe disability living at home:

Families & kids

Ontario · Monthly

Toronto Fair Pass (TTC)

discounted fares w/ capping (monthly pass retired Aug 31 2026)

A discount programmed onto your PRESTO card: 36% off adult single fares ($1.20 less per ride) and 21% off adult monthly passes ($32.

Getting around

Ontario

Trillium Drug Program

~4% income deductible → $2 co-pays

For households whose out-of-pocket prescription costs are high relative to income — including people not on social assistance and seniors who find the ODB deductible unaffordable.

Health costs

Ontario · Annual

Welcome Policy (rec fee subsidy)

75% off, up to $500/child · $250/adult per yr

An annual financial credit for City-operated registered recreation programs — instructional swim, sports, camps, after-school care — plus memberships and multi-use passes (includin

Families & kids

Quebec

Allocation-logement

shelter allowance

A financial benefit for families and people aged 50+ to help pay rent. Eligible households receive $100, $150 or $170 per month.

Housing

Quebec

Crédit de solidarité

refundable housing (+age) credit

Last-resort financial assistance (*aide financière de dernier recours*, AFDR) for adults with severe employment constraints (contraintes sévères à l'emploi, CSE) or severe health c

Tax filing

Quebec

Crédit déficience grave et prolongée

• Needs the DTC first

provincial twin of the DTC

Same certification style — stack it WITH the federal DTC.

Tax filing

Quebec

Crédit maintien à domicile (70+)

refundable % of home-support costs

Refundable credit for people aged 70 or over (at December 31) who reside in Québec — owners, tenants, or living with a relative; autonomy level does not matter for eligibility.

Housing

Quebec · Monthly

Programme de solidarité sociale

~$1,215–$1,318/mo

Last-resort financial assistance (*aide financière de dernier recours*, AFDR) for adults with severe employment constraints (contraintes sévères à l'emploi, CSE) or severe health c

Monthly money

Quebec

quiMobilité

low-income transit discount

The City of Québec's income-based transit discount (since May 2023, enhanced in 2024): monthly pass $51.00 and single ride $2.

Getting around

Quebec

RAMQ premium waiver (exonération)

public drug premium FREE

Certain groups are covered free of charge, with no premium: - Children under 18 (and students 18–25 studying full-time, domiciled with parents, without spouse or private plan) of p

Health costs

Quebec · Monthly

RRQ invalidité (QPP disability)

≤$1,737.67/mo

Administered by Retraite Québec.

Monthly money

Quebec

STM reduced fares & companion card

reduced/senior fares · support person rides free

Reduced monthly passes ($66.00, All Modes A) apply to students 18+ and riders 65+ with a photo‑ID OPUS card; youth 12–17 get reduced fares only when loaded on their photo OPUS.

Getting around

Quebec · Annual

Supports for children with disabilities (Retraite Québec / Allocation famille)

Supplement for handicapped children: $2,892/year (Retraite Québec)

Recovered from Retraite Québec's 2026 benefit tables: | Measure | 2026 amount | |---|---| | Supplement for handicapped children (supplément pour enfant handicapé) | $2,892/year |…

Families & kids

New Brunswick · Monthly

Extended Benefits (designated)

$955/mo

Source: NB Regulation 2026-20 (filed March 31, 2026), which substituted Schedule A of Reg 95-61.

Monthly money

New Brunswick · Annual

Low-Income Seniors' Benefit

$629/yr

An annual benefit to help low-income seniors. For 2026, the benefit is $629.

Monthly money

New Brunswick · Annual

NBPDP Seniors Plan A

$9.05/Rx · $500/yr cap on GIS

NB residents with a valid Medicare card who qualify for the NBPDP include seniors, nursing home residents, adult residential facility residents, correctional facility inmates, peop

Health costs

New Brunswick

Property Tax Allowance

≤$300

Property Tax Allowance — a rebate of up to $300 for low-income property owners, based on household combined taxable income: less than $22,000 → up to $300; $22,001–$25,000 → up to

Housing

New Brunswick · Monthly

Transitional Assistance

$687/$737 single + $500/mo wage exemption

New Brunswick delivers social assistance under the *Family Income Security Act* through two programs:

Monthly money

New Brunswick

United Way Community Transit Pass

subsidized pass

No direct individual low-income pass.

Getting around

Nova Scotia · Monthly

Caregiver Benefit

$400/mo

Recognizes unpaid caregivers providing 20+ hours/week of care to a low-income adult (19+) with a high level of impairment/disability as assessed by Nova Scotia Health Continuing Ca

Families & kids

Nova Scotia · Monthly

ESIA Enhanced (de facto disability category)

• Needs the DTC first

$1,330/mo total once approved

Apply through ESIA; medical + financial assessment.

Monthly money

Nova Scotia · Monthly

ESIA Enhanced Shelter Rate (disability)

$1,022/mo + $308 disability supplement

Nova Scotia's last-resort income program, run by the Department of Opportunities and Social Development (OSD, formerly Community Services) under the *Employment Support and Income

Monthly money

Nova Scotia

Halifax Affordable Access Transit Pass

50% off passes (adult $90→$45)

50% off monthly Halifax Transit passes: adult monthly $90 → $45; Regional Express monthly $139 → $69.50, for one program year (July–June).

Getting around

Nova Scotia

HRM Seniors' Property Tax Rebate

rebate for 65+ homeowners on GIS

Separately from HRM's program: Nova Scotia's Property Tax Rebate for Seniors gives GIS/Allowance recipients 50% of last year's municipal residential property taxes back, up to $800

Housing

Nova Scotia · Annual

Poverty Reduction Credit

$500/yr

Tax-free quarterly payments of $125 ($500/year, paid July, October, January, April) to people who received Income Assistance all of the previous calendar year, filed taxes, had no

Monthly money

Nova Scotia

Property Tax Rebate (GIS seniors)

≤$800

Rebate of 50% of the previous year's municipal residential property taxes, to a maximum of $800 (minimum $15), for homeowners who receive or are eligible for the federal GIS or All

Housing

Nova Scotia

Seniors Care Grant

$750

Annual grant of $750 per household helping low-income seniors pay for household services (lawn care, snow removal, grocery delivery, transportation, small home repairs, phone), hea

Monthly money

Nova Scotia

Seniors' Pharmacare

FREE premium under $22,986 single

Nova Scotia Pharmacare (administered for the Department of Health and Wellness by Medavie Blue Cross) runs several plans; a person eligible for more than one must choose which appl

Health costs

Nova Scotia · Annual

Seniors' Pharmacare (higher incomes)

30% copay capped $382/yr

Nova Scotia Pharmacare (administered for the Department of Health and Wellness by Medavie Blue Cross) runs several plans; a person eligible for more than one must choose which appl

Health costs

Prince Edward Island · Monthly · 2 versions

AccessAbility Supports

• Needs the DTC first

• vehicle $6k/8yr · home $10k/10yr · respite $430/mo · Assured Income

  ☆ SaveDetails

• umbrella program

  ☆ SaveDetails

AccessAbility Supports is PEI's flagship disability program, administered by the Department of Social Development and Seniors under the Supports for Persons with Disabilities Act.

Monthly money

Prince Edward Island

Home Accessibility & Renovation (disability + seniors)

Grants up to $12,000 ($16,000 for accessibility renovations with a permanent disability); income under $50,000

The PEI Home Renovation Program helps homeowners with major structural renovations (heating, plumbing, electrical, life safety) up to $12,000 — increased to $16,000 for…

Housing

Prince Edward Island

PEI Pharmacare suite

Generic $19.95 cap · Catastrophic caps

PEI runs ~25 targeted public drug programs rather than a universal plan; coverage depends on age, income, or medical condition. The most relevant:

Health costs

Prince Edward Island

Property tax deferral (INTEREST-FREE)

deferral while owned

Defers property-tax payments on your principal residence, interest-free — taxes keep being levied but no interest accumulates; everything becomes payable when the owner dies or sel

Housing

Prince Edward Island

Seniors Hearing Aid Rebate

$6,000/5yrs

Covers cost-effective hearing aids to a maximum rebate of $6,000 per person, once every 5 years (max $3,000 per aid).

Health costs

Prince Edward Island

Seniors Home Repair / Safe @ Home

$4k repairs · $10k accessibility

One application to the PEI Home Renovation Programs automatically assesses seniors for both:

Housing

Prince Edward Island · Annual

Seniors Independence Initiative

$1,800/yr

Financial assistance for practical services that let seniors stay in their own homes: light housekeeping, home maintenance, communication (including internet fees), snow removal, g

Monthly money

Prince Edward Island

T3 Transit discounted passes

discounted pass options

Fares are low across the board: monthly passes $20 adult, $10 student/senior (60+), T3 Rural single $2.

Getting around

Prince Edward Island · Monthly

Transportation

T3 Transit: senior 60+ monthly pass $10 (regular $20), ticket booklet $9 (6 tickets), $2 cash fare

Accessible parking permits — see §1 (ResourceAbilities program, processed via Access PEI offices). - T3 Transit ⚠️ *private operator* (Charlottetown/Cornwall/Stratford, Rural…

Getting around

Newfoundland and Labrador

Accessible Vehicle Funding

UP TO $50,000 — DEADLINE JUL 20 2026

Time-critical application window — check immediately.

Getting around

Newfoundland and Labrador · Annual

Aging Well at Home grant

$400/yr

Financial assistance for low-income seniors to help pay for household and health-care services that help them remain at home. Administered by NL Health Services.

Housing

Newfoundland and Labrador · Monthly

Caregiver Benefit (seniors)

$400/mo

$400/month for eligible unpaid caregivers of low-income seniors with complex care needs. Administered by NL Health Services.

Families & kids

Newfoundland and Labrador · Annual

Community healthy living and recreation

Up to $10,000 per project ($1,000 max for unincorporated groups); annual intake, March 31 deadline

Active NL Fund — replaced the former Community Healthy Living Fund in 2022. Funding for community groups, municipalities, Indigenous governments, Local Service Districts, and…

Savings & one-time

Newfoundland and Labrador

FREE Metrobus passes

$0 transit for Income Support recipients & GIS seniors

One of the best deals in Canada — entirely free.

Getting around

Newfoundland and Labrador · Monthly

NL Disability Benefit

• Needs the DTC first

≤$400/mo — stacks on federal CDB

The province's flagship disability income program (announced June 2024, effective July 2025), designed to achieve a basic income for persons with disabilities when stacked with the

Monthly money

Newfoundland and Labrador · Monthly

NL Disability Benefit (needs DTC first)

• Needs the DTC first

≤$400/mo

CRA-administered; requires an approved federal DTC.

Monthly money

Newfoundland and Labrador

NLPDP drug plans

5 plans by condition/income

Five plans providing drug coverage to residents; the NLPDP is payor of last resort (pays only when no third-party insurer covers you).

Health costs

Newfoundland and Labrador · Annual

Seniors' Benefit

≤$1,882/yr indexed

A refundable tax credit for low-income seniors, fully provincially funded but administered by the CRA and paid with the federal GST credit (quarterly: January, April, July, October

Monthly money

Newfoundland and Labrador

Special Assistance (equipment)

medical equipment/supplies

A provincial program providing basic medical supplies and equipment for daily living to people living in the community who meet eligibility criteria. Benefits include:

Health costs

Newfoundland and Labrador · Monthly

Targeted Basic Income (ages 60–64)

$2,032–$2,975/mo

A three-year pilot that tops up Income Support recipients aged 60–64 to the level of federal/provincial seniors' benefits they will receive at 65.

Monthly money

Yukon · Northwest Territories · Nunavut

Home repair contributions

program-dependent

The Home Repair Program serves low-to-moderate-income homeowners whose household income is below the affordable housing income limits (AHILs); you must have been a Yukon resident 9

Housing

Yukon · Northwest Territories · Nunavut · Annual

Nunavut Senior Fuel Subsidy

2,500–4,000 L fuel/yr

Senior Citizen Supplementary Benefit (SCSB): a monthly supplementary payment for low-income seniors that Nunavut adds automatically to the federal OAS cheque under an agreement w

Housing

Yukon · Northwest Territories · Nunavut

Patient / Medical Travel support

travel + escort rules

Covers emergency air ambulance and travel costs for medically necessary insured services not available in your community — including flights, mileage reimbursement (in-territory

Health costs

Yukon · Northwest Territories · Nunavut · Annual

Pioneer Utility Grant (YT)

$1,314–$1,398/yr power credit

The PUG helps Yukon seniors who own or rent pay home heating costs (oil, electricity, wood, propane or wood pellets); you must apply every year.

Housing

Yukon · Northwest Territories · Nunavut

Senior Citizen Supplementary Benefit

see file

The SCSB pays $196.00 per month to low-income NWT seniors to help with living costs; payments arrive with the monthly OAS/GIS deposit (third-from-last banking day, or by mail).

Monthly money

Yukon · Northwest Territories · Nunavut

Territorial income support

rates per territory

Ask about disability provisions within IA — they exist but are less advertised.

Monthly money

Yukon · Northwest Territories · Nunavut

Yukon Seniors Income Supplement

see file

YYSIS increases monthly income by $288.61, calculated by the Government of Canada from your Guaranteed Income Supplement amount.

Monthly money

Yukon · Northwest Territories · Nunavut

Home repair contributions

program-dependent

The Home Repair Program serves low-to-moderate-income homeowners whose household income is below the affordable housing income limits (AHILs); you must have been a Yukon resident 9

Housing

Yukon · Northwest Territories · Nunavut · Annual

Nunavut Senior Fuel Subsidy

2,500–4,000 L fuel/yr

Senior Citizen Supplementary Benefit (SCSB): a monthly supplementary payment for low-income seniors that Nunavut adds automatically to the federal OAS cheque under an agreement w

Housing

Yukon · Northwest Territories · Nunavut

Patient / Medical Travel support

travel + escort rules

Covers emergency air ambulance and travel costs for medically necessary insured services not available in your community — including flights, mileage reimbursement (in-territory

Health costs

Yukon · Northwest Territories · Nunavut · Annual

Pioneer Utility Grant (YT)

$1,314–$1,398/yr power credit

The PUG helps Yukon seniors who own or rent pay home heating costs (oil, electricity, wood, propane or wood pellets); you must apply every year.

Housing

Yukon · Northwest Territories · Nunavut

Senior Citizen Supplementary Benefit

see file

The SCSB pays $196.00 per month to low-income NWT seniors to help with living costs; payments arrive with the monthly OAS/GIS deposit (third-from-last banking day, or by mail).

Monthly money

Northwest Territories · Monthly

Senior Home Heating Subsidy

By zone — income threshold up to $66,000 / $75,000 / $87,000 → monthly subsidy $460 /…

Assists low-to-modest-income seniors with heating costs, with a permanent rate increase from the 2025–2026 season. Eligible seniors receive a monthly amount September through…

Housing

Northwest Territories

Specified Disease Conditions Program

Prescription + supply coverage — varies by need, no fixed amount

Extends Extended Health Benefits (EHB) coverage — prescription drugs, drug-taking aids and medically necessary supplies — to NWT residents living with one of the chronic…

Health costs

Yukon · Northwest Territories · Nunavut

Territorial income support

rates per territory

Ask about disability provisions within IA — they exist but are less advertised.

Monthly money

Yukon · Northwest Territories · Nunavut

Yukon Seniors Income Supplement

see file

YYSIS increases monthly income by $288.61, calculated by the Government of Canada from your Guaranteed Income Supplement amount.

Monthly money

Nunavut

Fuel and power programs

Varies by program (fuel subsidy + future power support)

The Senior Fuel Subsidy (above) is currently the main senior energy support; there is no seniors' power subsidy yet — Family Services confirmed in May 2025 that electricity…

Housing

Yukon · Northwest Territories · Nunavut

Home repair contributions

program-dependent

The Home Repair Program serves low-to-moderate-income homeowners whose household income is below the affordable housing income limits (AHILs); you must have been a Yukon resident 9

Housing

Yukon · Northwest Territories · Nunavut · Annual

Nunavut Senior Fuel Subsidy

2,500–4,000 L fuel/yr

Senior Citizen Supplementary Benefit (SCSB): a monthly supplementary payment for low-income seniors that Nunavut adds automatically to the federal OAS cheque under an agreement w

Housing

Yukon · Northwest Territories · Nunavut

Patient / Medical Travel support

travel + escort rules

Covers emergency air ambulance and travel costs for medically necessary insured services not available in your community — including flights, mileage reimbursement (in-territory

Health costs

Yukon · Northwest Territories · Nunavut · Annual

Pioneer Utility Grant (YT)

$1,314–$1,398/yr power credit

The PUG helps Yukon seniors who own or rent pay home heating costs (oil, electricity, wood, propane or wood pellets); you must apply every year.

Housing

Yukon · Northwest Territories · Nunavut

Senior Citizen Supplementary Benefit

see file

The SCSB pays $196.00 per month to low-income NWT seniors to help with living costs; payments arrive with the monthly OAS/GIS deposit (third-from-last banking day, or by mail).

Monthly money

Yukon · Northwest Territories · Nunavut

Territorial income support

rates per territory

Ask about disability provisions within IA — they exist but are less advertised.

Monthly money

Yukon · Northwest Territories · Nunavut

Yukon Seniors Income Supplement

see file

YYSIS increases monthly income by $288.61, calculated by the Government of Canada from your Guaranteed Income Supplement amount.

Monthly money