Built for the Canadian benefits system
You may be missing benefits you qualify for
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Complete list
Browse A–Z ↓
All 178 programs, alphabetically.
Start the check with your region preselected
Region picks fill in the region question in the check — everything still runs on your device.
Showing 11 of 174 programs for Ontario (federal + regional stacked) · plus 3 good-to-know notes ·
Works everywhere, including Ontario (5)
Federal programs layer on top of provincial money — apply for these first.
Canada-wide (federal)
Allowance (60–64, spouse on OAS+GIS)
top-up payment
OAS payments adjust quarterly (January/April/July/October) with CPI; they never decrease if prices fall.
Monthly money
Canada-wide (federal) · Monthly · 2 versions
Canada Disability Benefit
- Needs the DTC first
$204.20/mo
$204.20/mo (tapers out ~$32.5k)
The Canada Disability Benefit is a federal, income-tested monthly supplement created by the Canada Disability Benefit Act (Bill C-22, royal assent June 2023) and administered by Se
Monthly money
Also filed as canada-disability-benefit-ca — same program, different conditions.Canada-wide (federal) · Monthly
Canada Disability Benefit — needs the federal DTC first
- Needs the DTC first
+$204.20/mo once you hold the DTC
Your provincial benefit does NOT automatically give you the federal DTC — certifying form T2201 unlocks this on top.
Monthly money
Canada-wide (federal) · Monthly · 2 versions
Guaranteed Income Supplement
≤$1,123/mo single
≤$1,123/mo single
Old Age Security is the residence-based pension most Canadians 65+ receive; the Guaranteed Income Supplement tops it up for low-income OAS recipients — single recipients with…
Monthly money
Also filed as guaranteed-income-supplement-ca — same program, different conditions.Canada-wide (federal) · Monthly
Old Age Security
monthly pension
OAS payments adjust quarterly (January/April/July/October) with CPI; they never decrease if prices fall.
Monthly money
Only in Ontario (3)
Regional programs that stack with the federal ones above.
Ontario · Monthly
GAINS senior top-up
~$92/mo
A monthly, non-taxable top-up for low-income Ontario seniors on top of OAS/GIS:
Monthly money
Ontario · Monthly · 2 versions
ODSP
- Needs the DTC first
$1,436/mo single + drug/dental/vision
$1,436/mo once approved
Earn $1,000 + 75% of rest · assets $40k/$50k (RDSP & home exempt).
Monthly money
Also filed as odsp-on — same program, different conditions.Ontario · Monthly
Ontario Works
$733/mo single
OW provides income assistance to people in financial need who are not on ODSP; participation in employment-support activities is generally required.
Monthly money
Good to know (3)
Not programs to apply to — notes and tools worth knowing about.
Note
OAS (residence rule check)
OAS payments adjust quarterly (January/April/July/October) with CPI; they never decrease if prices fall.
Helpful tool
Benefits Wayfinder + canada.ca Benefits Finder
Benefits Finder (Government of Canada) — a filter-based tool that matches you against the federal catalogue (157+ programs) by support type (retirement, disability, job loss, housi
Note
Gyms: GoodLife, Fit4Less, Movati
Honest finding: none of the big private gym chains offers a disability or income-based discount.
These pages give general facts, not a CRA or provincial decision. Amounts checked September 2026 — each program links to its official page, and amounts and rules can change.