Built for the Canadian benefits system
You may be missing benefits you qualify for
Browse the directory whenever you're ready. Or take the 4-minute check — about 15 questions, asked the way a social worker would ask them — and get a shortlist built for your life, not a generic one.
Personalized · about 4 min
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Answer about 15 questions, get your shortlist.
Complete list
Browse A–Z ↓
All 178 programs, alphabetically.
Start the check with your region preselected
Region picks fill in the region question in the check — everything still runs on your device.
Showing 9 of 174 programs for Ontario (federal + regional stacked) · plus 3 good-to-know notes ·
Works everywhere, including Ontario (6)
Federal programs layer on top of provincial money — apply for these first.
Canada-wide (federal)
Assistive-Device Recycling & Exchange Programs
Lawson Health Research Institute and SCI Ontario; over $178,000 in devices exchanged to…
When new-equipment funding falls short, these charities circulate donated devices free:
Health costs
Canada-wide (federal) · 2 versions
Canadian Dental Care Plan
sliding co-pays by income tier
sliding co-pays
A federal dental coverage plan administered by Sun Life (for Employment and Social Development Canada), phased in from May 2024 (seniors first) and opened to all eligible residents
Health costs
Also filed as canadian-dental-care-plan-ca — same program, different conditions.Canada-wide (federal)
Charity equipment funds (Easter Seals · MDC · MS Society · Variety)
diagnosis-specific grants
Approval BEFORE purchase — see charity file for each org's rules.
Health costs
Canada-wide (federal)
Interim Federal Health Program
basic coverage free · supplemental tiers
What it is: temporary federal health coverage for people who aren't yet covered by a provincial or territorial health plan — it bridges the gap until provincial insurance kicks in
Health costs
Canada-wide (federal)
Muscular Dystrophy Canada
Varies by program (equipment, travel, community support)
National charity (muscle.ca) supporting people with neuromuscular disorders. Equipment program is fully funded by Fire Fighters' donations.
Health costs
Canada-wide (federal)
NIHB — Non-Insured Health Benefits
drugs · dental · vision · medical transport
Payer of LAST resort — provincial plans billed first where they exist.
Health costs
Only in Ontario (2)
Regional programs that stack with the federal ones above.
Ontario
Assistive Devices Program (ADP)
75% of equipment cost
ADP helps people with long-term physical disabilities pay for customized equipment and supplies — wheelchairs, hearing aids, ostomy and respiratory supplies, etc.
Health costs
Ontario
Trillium Drug Program
~4% income deductible → $2 co-pays
For households whose out-of-pocket prescription costs are high relative to income — including people not on social assistance and seniors who find the ODB deductible unaffordable.
Health costs
Good to know (3)
Not programs to apply to — notes and tools worth knowing about.
Note
OAS (residence rule check)
OAS payments adjust quarterly (January/April/July/October) with CPI; they never decrease if prices fall.
Helpful tool
Benefits Wayfinder + canada.ca Benefits Finder
Benefits Finder (Government of Canada) — a filter-based tool that matches you against the federal catalogue (157+ programs) by support type (retirement, disability, job loss, housi
Note
Gyms: GoodLife, Fit4Less, Movati
Honest finding: none of the big private gym chains offers a disability or income-based discount.
These pages give general facts, not a CRA or provincial decision. Amounts checked September 2026 — each program links to its official page, and amounts and rules can change.